Series 65: 3.8.3.7 Waiver Of Premium

Taken from our Series 65 Online Guide

3.8.3.7 Waiver of Premium

A premium waiver is a rider on an insurance policy that waives the insured’s future payments if she becomes seriously ill or disabled. This allows individuals to benefit from their insurance policies, even when they are unable to work.

SUMMARY TABLE
Advantages and Disadvantages of Variable Life Insurance Products
Advantages	Ability to choose how the money will be invested to better meet the policyholder’s goals
	Minimum death benefit
	Ability to earn a higher death benefit and cash value on the account
	Ability to exchange the variable policy with a whole life policy within the first two years of the policy
	Voting rights
	Greater chance to beat inflation on cash value and death benefit

+ Read More

More Series 65 Info

What are people saying?

Create an Account

Since you're reading about Series 65: 3.8.3.7 Waiver Of Premium, you might also be interested in:

Series 52 - 1.6.2. 529 Education Savings Plans

Series 63 - Chapter 6 Practice Question Answers

Series 66 - 4.2.3 Time Horizon

Series 53 - Compliance Examinations

Please Enable Javascript
to view this content!

Site Login

TESTIMONIALS

What are people saying?

I passed the 63 and 65 the practice questions are much more difficult than the actual exam. I would recommend this program to anyone who needs to be challenged and wants to pass the first time out.

David Lewis, Northwestern Mutual, New York, NY

I passed my Series 65 today with an 80, first effort! Not only was the material well laid out, but if it's possible, the Solomon prep made the material palatable and understandable. Amazing!!! I have used Kaplan in the past as well as STC, which are both very good, but I chose Solomon because it had audio downloads. With an hour commute, I was able to study during that otherwise wasted time.

Additionally, the "Ask the Professor" and live chat features were excellent!! Questions were answered virtually immediately by personal email from author/owner Jeremy Solomon and he actually called me to help me and cheer me on! I didn't think this kind of customer service and general human kindness existed anymore. He even asked me to let him know personally my results which, thanks to this program, I am on the other side of this very difficult exam.

Thank you Solomon Exam Prep!!!!!

Carol Gallagher, TIAA, Syracuse, New York

Well, I finally was able to take my Series 65 and passed with an 85%. I think that the combination of your Series 65 text along with our other vendor made all the difference. It was good to have an additional reference for clarity and in some cases more detailed and straight forward discussion. Thank you for the materials.

Alesia Mullis, Churchill Financial, Louisville, KY

I just passed the Series 65 exam – thanks, Jeremy! Your excellent and enjoyable book and challenging practice exams-and-quizzes were my only resources. This exam kicked my butt, but I was able to accomplish the only essential task – simply "to pass" – because of the thoroughness (and the plain English and occasional humor) of these two essential test prep materials. Here's my warning -- don't underestimate the difficulty of this exam! I highly recommend that fellow Series 65'ers keep taking the practice exams and quizzes until they can comfortably get a score of 80+ before scheduling their exam; you need to go into the exam room with the confidence that this crucial simulated test-taking experience will provide. I'm so grateful for your help!

Jeff Hartnett, Portland, OR

Awesome customer service and material. Will definitely be a returning customer

Michael, MM Financial Planning. New York, NY

Thank you Solomon, 87% on the series 65. I thought I was nervous showing up to the exam, but the material was well above par. thanks again

Matt Callahan